客户姓名: 黄伟
身份证号: 321283199008202634
手机号: 15261068902
客户类型: 拒绝客户
放款时间: 无
第几期逾期: 无
范围: 0-1000
良好
当前启用配置
原始得分: 360
映射得分: 360
权重占比: 30%
原始得分: 5114
映射得分: 1000
权重占比: 70%
总分 = FHLD总分（满分映射为1000分）× 0.3 + Credit数据总分（满分映射为1000分）× 0.7
计算过程：
总分 = 360 × 0.3 + 1000 × 0.7 = 808
| 参数键名 | 参数中文说明 | 参数值 | 得分 | 权重 | 加权得分 |
|---|---|---|---|---|---|
| content.person.detections.0 | person身份信息风险检测 | {"name":"身份信息风险检测","description":"... | 10 | 5 | 50 |
| content.person.detections.1 | person司法风险名单检测 | {"name":"司法风险名单检测","description":"... | 10 | 5 | 50 |
| content.person.detections.2 | person特殊风险名单检测 | {"name":"特殊风险名单检测","description":"... | 10 | 5 | 50 |
| content.person.detections.3 | person非银多头借款申请风险检测 | {"name":"非银多头借款申请风险检测","de... | 0 | 5 | 0 |
| content.person.detections.4 | person银行多头借款申请风险检测 | {"name":"银行多头借款申请风险检测","de... | 0 | 5 | 0 |
| content.person.detections.5 | person身份重复评估风险检测 | {"name":"身份重复评估风险检测","descript... | 10 | 5 | 50 |
| content.phone.detections.0 | phone非银多头借款申请风险检测 | {"name":"非银多头借款申请风险检测","de... | 0 | 5 | 0 |
| content.phone.detections.1 | phone银行多头借款申请风险检测 | {"name":"银行多头借款申请风险检测","de... | 0 | 5 | 0 |
| content.phone.detections.2 | phone手机重复评估风险检测 | {"name":"手机重复评估风险检测","descript... | 10 | 5 | 50 |
| result | 风险评估结果 | E | 2 | 55 | 110 |
| suggestion | 风险建议 | 拒绝 | 0 | 0 | 0 |
| 参数键名 | 参数中文说明 | 参数值 | 得分 | 权重 | 加权得分 |
|---|---|---|---|---|---|
| BaseInfo.IdentityInfo.OccupationInfo.CompanyAddress | 公司地址 | 5 | 0 | 0 | |
| BaseInfo.IdentityInfo.OccupationInfo.CompanyName | 公司名称 | 5 | 5 | 25 | |
| BaseInfo.IdentityInfo.OccupationInfo.CompanyPhone | 公司电话 | 5 | 3 | 15 | |
| BaseInfo.IdentityInfo.OccupationInfo.CompanyType | 公司类型 | 5 | 3 | 15 | |
| BaseInfo.IdentityInfo.OccupationInfo.EmployedYear | 就业年份 | 5 | 3 | 15 | |
| BaseInfo.IdentityInfo.OccupationInfo.Industry | 行业 | 5 | 4 | 20 | |
| BaseInfo.IdentityInfo.OccupationInfo.InfoUpdateDate | 职业信息更新日期 | 5 | 1 | 5 | |
| BaseInfo.IdentityInfo.OccupationInfo.No | 职业信息序号 | 5 | 1 | 5 | |
| BaseInfo.IdentityInfo.OccupationInfo.Occupation | 职业 | 5 | 4 | 20 | |
| BaseInfo.IdentityInfo.OccupationInfo.Position | 职位 | 5 | 4 | 20 | |
| BaseInfo.IdentityInfo.OccupationInfo.PostTitle | 职称 | 5 | 2 | 10 | |
| BaseInfo.IdentityInfo.PhoneInfo.InfoUpdateDate | 联系电话更新日期 | 2025.05.08 | 10 | 1 | 10 |
| BaseInfo.IdentityInfo.PhoneInfo.No | 联系电话序号 | 1 | 10 | 1 | 10 |
| BaseInfo.IdentityInfo.PhoneInfo.Phone | 联系电话 | 15261068902 | 10 | 4 | 40 |
| BaseInfo.IdentityInfo.ResideInfo.InfoUpdateDate | 居住信息更新日期 | 5 | 1 | 5 | |
| BaseInfo.IdentityInfo.ResideInfo.No | 居住信息序号 | 5 | 1 | 5 | |
| BaseInfo.IdentityInfo.ResideInfo.ResideAddr | 居住地址 | 5 | 3 | 15 | |
| BaseInfo.IdentityInfo.ResideInfo.ResidePhone | 居住电话 | 5 | 2 | 10 | |
| BaseInfo.IdentityInfo.ResideInfo.ResideStatus | 居住状况 | 5 | 2 | 10 | |
| BaseInfo.IdentityInfo.SurveyInfo.ContactAddress | 联系地址 | 江苏省泰兴市广陵镇通靖村十二组9号 | 10 | 3 | 30 |
| BaseInfo.IdentityInfo.SurveyInfo.DateOfBirth | 出生日期 | 1990.08.20 | 10 | 1 | 10 |
| BaseInfo.IdentityInfo.SurveyInfo.Degree | 学位 | -- | 10 | 2 | 20 |
| BaseInfo.IdentityInfo.SurveyInfo.Education | 教育程度 | 其他 | 10 | 3 | 30 |
| BaseInfo.IdentityInfo.SurveyInfo.Email | 电子邮箱 | -- | 10 | 1 | 10 |
| BaseInfo.IdentityInfo.SurveyInfo.Gender | 性别 | 男 | 10 | 1 | 10 |
| BaseInfo.IdentityInfo.SurveyInfo.MaritalStatus | 婚姻状况 | 未婚 | 10 | 3 | 30 |
| BaseInfo.IdentityInfo.SurveyInfo.ResidenceAddress | 居住地址 | 江苏省泰兴市广陵镇通靖村十二组9号 | 10 | 3 | 30 |
| BaseInfo.IdentityInfo.SurveyInfo.WorkStatus | 工作状态 | 国家公务员 | 10 | 4 | 40 |
| CreditTranDetailsInfo.CreditCardAct.BaseInfo.AccountId | 贷记卡账户号 | ****** | 10 | 2 | 20 |
| CreditTranDetailsInfo.CreditCardAct.BaseInfo.CreditPrtlIdent | 贷记卡账户标识 | 账户 | 10 | 2 | 20 |
| CreditTranDetailsInfo.CreditCardAct.BaseInfo.Currency | 贷记卡币种 | 人民币元 | 10 | 1 | 10 |
| CreditTranDetailsInfo.CreditCardAct.BaseInfo.GuratMode | 贷记卡担保方式 | 信用/无担保 | 10 | 4 | 40 |
| CreditTranDetailsInfo.CreditCardAct.BaseInfo.IssuanceDate | 贷记卡发卡日期 | 2014.07.05 | 10 | 2 | 20 |
| CreditTranDetailsInfo.CreditCardAct.BaseInfo.Lines | 贷记卡信用额度 | 0 | 10 | 8 | 80 |
| CreditTranDetailsInfo.CreditCardAct.BaseInfo.Org | 贷记卡发卡机构 | 商业银行"DX" | 10 | 3 | 30 |
| CreditTranDetailsInfo.CreditCardAct.BaseInfo.ShareLines | 贷记卡共享授信额度 | 0 | 10 | 5 | 50 |
| CreditTranDetailsInfo.CreditCardAct.BaseInfo.Type | 贷记卡账户类型 | 贷记卡 | 10 | 4 | 40 |
| CreditTranDetailsInfo.CreditCardAct.LatestMonPerfmInfo.AccountStatus | 贷记卡账户状态 | [] | 10 | 9 | 90 |
| CreditTranDetailsInfo.CreditCardAct.LatestMonPerfmInfo.ActualRepaymentThisMonth | 贷记卡本月实际还款金额 | 5 | 6 | 30 | |
| CreditTranDetailsInfo.CreditCardAct.LatestMonPerfmInfo.AvgUsedOfSixMonth | 贷记卡最近6个月平均使用额度 | 5 | 6 | 30 | |
| CreditTranDetailsInfo.CreditCardAct.LatestMonPerfmInfo.Balance | 贷记卡余额 | 5 | 8 | 40 | |
| CreditTranDetailsInfo.CreditCardAct.LatestMonPerfmInfo.CurrentOverdueTotal | 贷记卡当前逾期总额 | 5 | 9 | 45 | |
| CreditTranDetailsInfo.CreditCardAct.LatestMonPerfmInfo.DueDateInfo | 贷记卡截至日期信息 | 5 | 1 | 5 | |
| CreditTranDetailsInfo.CreditCardAct.LatestMonPerfmInfo.LastRepaymentDate | 贷记卡最近一次还款日期 | 5 | 2 | 10 | |
| CreditTranDetailsInfo.CreditCardAct.LatestMonPerfmInfo.MaxUsed | 贷记卡最大使用额度 | 5 | 6 | 30 | |
| CreditTranDetailsInfo.CreditCardAct.LatestMonPerfmInfo.NoIsdLargeSpeBalance | 贷记卡大额专项余额 | 5 | 5 | 25 | |
| CreditTranDetailsInfo.CreditCardAct.LatestMonPerfmInfo.NumCurrentOverduePeriods | 贷记卡当前逾期期数 | [] | 10 | 9 | 90 |
| CreditTranDetailsInfo.CreditCardAct.LatestMonPerfmInfo.RemainingRepaymentPeriod | 贷记卡剩余还款期数 | 5 | 3 | 15 | |
| CreditTranDetailsInfo.CreditCardAct.LatestMonPerfmInfo.RepaymentDate | 贷记卡还款日期 | 5 | 2 | 10 | |
| CreditTranDetailsInfo.CreditCardAct.LatestMonPerfmInfo.ThisMonthShouldRepayment | 贷记卡本月应还款金额 | 5 | 6 | 30 | |
| CreditTranDetailsInfo.CreditCardAct.LatestMonPerfmInfo.UsedCreditLines | 贷记卡已使用额度 | 5 | 8 | 40 | |
| CreditTranDetailsInfo.LoopQuotaSubAct.BaseInfo.AccountId | 循环额度下分账户号 | ****** | 10 | 2 | 20 |
| CreditTranDetailsInfo.LoopQuotaSubAct.BaseInfo.CommonBwMark | 循环额度下分共同借款人标识 | 无 | 10 | 4 | 40 |
| CreditTranDetailsInfo.LoopQuotaSubAct.BaseInfo.CreditPrtlIdent | 循环额度下分账户标识 | 账户（授信协议标识：S632） | 10 | 2 | 20 |
| CreditTranDetailsInfo.LoopQuotaSubAct.BaseInfo.Currency | 循环额度下分币种 | 人民币元 | 10 | 1 | 10 |
| CreditTranDetailsInfo.LoopQuotaSubAct.BaseInfo.DueDate | 循环额度下分到期日期 | -- | 10 | 2 | 20 |
| CreditTranDetailsInfo.LoopQuotaSubAct.BaseInfo.GuratMode | 循环额度下分担保方式 | 信用/无担保 | 10 | 5 | 50 |
| CreditTranDetailsInfo.LoopQuotaSubAct.BaseInfo.IssuanceDate | 循环额度下分发放日期 | 2021.10.06 | 10 | 2 | 20 |
| CreditTranDetailsInfo.LoopQuotaSubAct.BaseInfo.ManagmtOrg | 循环额度下分管理机构 | 商业银行"CM" | 10 | 3 | 30 |
| CreditTranDetailsInfo.LoopQuotaSubAct.BaseInfo.Money | 循环额度下分贷款金额 | 12,000 | 10 | 6 | 60 |
| CreditTranDetailsInfo.LoopQuotaSubAct.BaseInfo.RepayFrequency | 循环额度下分还款频率 | 月 | 10 | 2 | 20 |
| CreditTranDetailsInfo.LoopQuotaSubAct.BaseInfo.RepayPerid | 循环额度下分还款期数 | 12 | 10 | 3 | 30 |
| CreditTranDetailsInfo.LoopQuotaSubAct.BaseInfo.RepayType | 循环额度下分还款方式 | 到期还本分期结息 | 10 | 3 | 30 |
| CreditTranDetailsInfo.LoopQuotaSubAct.BaseInfo.Type | 循环额度下分账户类型 | 其他个人消费贷款 | 10 | 4 | 40 |
| CreditTranDetailsInfo.LoopQuotaSubAct.LatestMonPerfmInfo.AccountStatus | 循环额度下分账户状态 | 5 | 9 | 45 | |
| CreditTranDetailsInfo.LoopQuotaSubAct.LatestMonPerfmInfo.ActualRepaymentThisMonth | 循环额度下分本月实际还款金额 | 5 | 6 | 30 | |
| CreditTranDetailsInfo.LoopQuotaSubAct.LatestMonPerfmInfo.Balance | 循环额度下分余额 | 5 | 8 | 40 | |
| CreditTranDetailsInfo.LoopQuotaSubAct.LatestMonPerfmInfo.CurrentOverdueTotal | 循环额度下分当前逾期总额 | 5 | 9 | 45 | |
| CreditTranDetailsInfo.LoopQuotaSubAct.LatestMonPerfmInfo.DueDateInfo | 循环额度下分截至日期信息 | 5 | 1 | 5 | |
| CreditTranDetailsInfo.LoopQuotaSubAct.LatestMonPerfmInfo.FiveClass | 循环额度下分五级分类 | 5 | 7 | 35 | |
| CreditTranDetailsInfo.LoopQuotaSubAct.LatestMonPerfmInfo.LastRepaymentDate | 循环额度下分最近一次还款日期 | 5 | 2 | 10 | |
| CreditTranDetailsInfo.LoopQuotaSubAct.LatestMonPerfmInfo.NumCurrentOverduePeriods | 循环额度下分当前逾期期数 | 5 | 9 | 45 | |
| CreditTranDetailsInfo.LoopQuotaSubAct.LatestMonPerfmInfo.Overdue31To60DaysWithoutRepaymentOfPrincipal | 循环额度下分逾期31-60天未还本金 | 5 | 8 | 40 | |
| CreditTranDetailsInfo.LoopQuotaSubAct.LatestMonPerfmInfo.Overdue61To90DaysWithoutRepaymentOfPrincipal | 循环额度下分逾期61-90天未还本金 | 5 | 9 | 45 | |
| CreditTranDetailsInfo.LoopQuotaSubAct.LatestMonPerfmInfo.Overdue91To180DaysWithoutRepaymentOfPrincipal | 循环额度下分逾期91-180天未还本金 | 5 | 9 | 45 | |
| CreditTranDetailsInfo.LoopQuotaSubAct.LatestMonPerfmInfo.OverduePaymentOfMoreThan180Days | 循环额度下分逾期180天以上未还本金 | 5 | 10 | 50 | |
| CreditTranDetailsInfo.LoopQuotaSubAct.LatestMonPerfmInfo.RemainingRepaymentPeriod | 循环额度下分剩余还款期数 | 5 | 3 | 15 | |
| CreditTranDetailsInfo.LoopQuotaSubAct.LatestMonPerfmInfo.RepaymentDate | 循环额度下分还款日期 | 5 | 2 | 10 | |
| CreditTranDetailsInfo.LoopQuotaSubAct.LatestMonPerfmInfo.ThisMonthShouldRepayment | 循环额度下分本月应还款金额 | 5 | 6 | 30 | |
| CreditTranDetailsInfo.NonrevolvingLoanDetInfo.BaseInfo.AccountId | 非循环贷账户号 | 5 | 2 | 10 | |
| CreditTranDetailsInfo.NonrevolvingLoanDetInfo.BaseInfo.CommonBwMark | 非循环贷共同借款人标识 | 5 | 4 | 20 | |
| CreditTranDetailsInfo.NonrevolvingLoanDetInfo.BaseInfo.CreditPrtlIdent | 非循环贷账户标识 | 5 | 2 | 10 | |
| CreditTranDetailsInfo.NonrevolvingLoanDetInfo.BaseInfo.Currency | 非循环贷币种 | 5 | 1 | 5 | |
| CreditTranDetailsInfo.NonrevolvingLoanDetInfo.BaseInfo.DueDate | 非循环贷到期日期 | 5 | 2 | 10 | |
| CreditTranDetailsInfo.NonrevolvingLoanDetInfo.BaseInfo.GuratMode | 非循环贷担保方式 | 5 | 5 | 25 | |
| CreditTranDetailsInfo.NonrevolvingLoanDetInfo.BaseInfo.IssuanceDate | 非循环贷发放日期 | 5 | 2 | 10 | |
| CreditTranDetailsInfo.NonrevolvingLoanDetInfo.BaseInfo.ManagmtOrg | 非循环贷管理机构 | 5 | 3 | 15 | |
| CreditTranDetailsInfo.NonrevolvingLoanDetInfo.BaseInfo.Money | 非循环贷贷款金额 | 5 | 6 | 30 | |
| CreditTranDetailsInfo.NonrevolvingLoanDetInfo.BaseInfo.RepayFrequency | 非循环贷还款频率 | 5 | 2 | 10 | |
| CreditTranDetailsInfo.NonrevolvingLoanDetInfo.BaseInfo.RepayPerid | 非循环贷还款期数 | 5 | 3 | 15 | |
| CreditTranDetailsInfo.NonrevolvingLoanDetInfo.BaseInfo.RepayType | 非循环贷还款方式 | 5 | 3 | 15 | |
| CreditTranDetailsInfo.NonrevolvingLoanDetInfo.BaseInfo.Type | 非循环贷账户类型 | 5 | 4 | 20 | |
| CreditTranDetailsInfo.NonrevolvingLoanDetInfo.LatestMonPerfmInfo.AccountStatus | 非循环贷账户状态 | 5 | 9 | 45 | |
| CreditTranDetailsInfo.NonrevolvingLoanDetInfo.LatestMonPerfmInfo.ActualRepaymentThisMonth | 非循环贷本月实际还款金额 | 5 | 6 | 30 | |
| CreditTranDetailsInfo.NonrevolvingLoanDetInfo.LatestMonPerfmInfo.Balance | 非循环贷余额 | 5 | 8 | 40 | |
| CreditTranDetailsInfo.NonrevolvingLoanDetInfo.LatestMonPerfmInfo.CurrentOverdueTotal | 非循环贷当前逾期总额 | 5 | 9 | 45 | |
| CreditTranDetailsInfo.NonrevolvingLoanDetInfo.LatestMonPerfmInfo.DueDateInfo | 非循环贷截至日期信息 | 5 | 1 | 5 | |
| CreditTranDetailsInfo.NonrevolvingLoanDetInfo.LatestMonPerfmInfo.FiveClass | 非循环贷五级分类 | 5 | 7 | 35 | |
| CreditTranDetailsInfo.NonrevolvingLoanDetInfo.LatestMonPerfmInfo.LastRepaymentDate | 非循环贷最近一次还款日期 | 5 | 2 | 10 | |
| CreditTranDetailsInfo.NonrevolvingLoanDetInfo.LatestMonPerfmInfo.NumCurrentOverduePeriods | 非循环贷当前逾期期数 | 5 | 9 | 45 | |
| CreditTranDetailsInfo.NonrevolvingLoanDetInfo.LatestMonPerfmInfo.Overdue31To60DaysWithoutRepaymentOfPrincipal | 非循环贷逾期31-60天未还本金 | 5 | 8 | 40 | |
| CreditTranDetailsInfo.NonrevolvingLoanDetInfo.LatestMonPerfmInfo.Overdue61To90DaysWithoutRepaymentOfPrincipal | 非循环贷逾期61-90天未还本金 | 5 | 9 | 45 | |
| CreditTranDetailsInfo.NonrevolvingLoanDetInfo.LatestMonPerfmInfo.Overdue91To180DaysWithoutRepaymentOfPrincipal | 非循环贷逾期91-180天未还本金 | 5 | 9 | 45 | |
| CreditTranDetailsInfo.NonrevolvingLoanDetInfo.LatestMonPerfmInfo.OverduePaymentOfMoreThan180Days | 非循环贷逾期180天以上未还本金 | 5 | 10 | 50 | |
| CreditTranDetailsInfo.NonrevolvingLoanDetInfo.LatestMonPerfmInfo.RemainingRepaymentPeriod | 非循环贷剩余还款期数 | 5 | 3 | 15 | |
| CreditTranDetailsInfo.NonrevolvingLoanDetInfo.LatestMonPerfmInfo.RepaymentDate | 非循环贷还款日期 | 5 | 2 | 10 | |
| CreditTranDetailsInfo.NonrevolvingLoanDetInfo.LatestMonPerfmInfo.ThisMonthShouldRepayment | 非循环贷本月应还款金额 | 5 | 6 | 30 | |
| CreditTranDetailsInfo.RevolvinLoanAct.BaseInfo.AccountId | 循环贷账户号 | 5 | 2 | 10 | |
| CreditTranDetailsInfo.RevolvinLoanAct.BaseInfo.CommonBwMark | 循环贷共同借款人标识 | 5 | 4 | 20 | |
| CreditTranDetailsInfo.RevolvinLoanAct.BaseInfo.CreditPrtlIdent | 循环贷账户标识 | 5 | 2 | 10 | |
| CreditTranDetailsInfo.RevolvinLoanAct.BaseInfo.Currency | 循环贷币种 | 5 | 1 | 5 | |
| CreditTranDetailsInfo.RevolvinLoanAct.BaseInfo.DueDate | 循环贷到期日期 | 5 | 2 | 10 | |
| CreditTranDetailsInfo.RevolvinLoanAct.BaseInfo.GuratMode | 循环贷担保方式 | 5 | 5 | 25 | |
| CreditTranDetailsInfo.RevolvinLoanAct.BaseInfo.IssuanceDate | 循环贷发放日期 | 5 | 2 | 10 | |
| CreditTranDetailsInfo.RevolvinLoanAct.BaseInfo.ManagmtOrg | 循环贷管理机构 | 5 | 3 | 15 | |
| CreditTranDetailsInfo.RevolvinLoanAct.BaseInfo.Money | 循环贷贷款金额 | 5 | 6 | 30 | |
| CreditTranDetailsInfo.RevolvinLoanAct.BaseInfo.RepayFrequency | 循环贷还款频率 | 5 | 2 | 10 | |
| CreditTranDetailsInfo.RevolvinLoanAct.BaseInfo.RepayPerid | 循环贷还款期数 | 5 | 3 | 15 | |
| CreditTranDetailsInfo.RevolvinLoanAct.BaseInfo.RepayType | 循环贷还款方式 | 5 | 3 | 15 | |
| CreditTranDetailsInfo.RevolvinLoanAct.BaseInfo.Type | 循环贷账户类型 | 5 | 4 | 20 | |
| CreditTranDetailsInfo.RevolvinLoanAct.LatestMonPerfmInfo.AccountStatus | 循环贷账户状态 | 5 | 9 | 45 | |
| CreditTranDetailsInfo.RevolvinLoanAct.LatestMonPerfmInfo.ActualRepaymentThisMonth | 循环贷本月实际还款金额 | 5 | 6 | 30 | |
| CreditTranDetailsInfo.RevolvinLoanAct.LatestMonPerfmInfo.Balance | 循环贷余额 | 5 | 8 | 40 | |
| CreditTranDetailsInfo.RevolvinLoanAct.LatestMonPerfmInfo.CurrentOverdueTotal | 循环贷当前逾期总额 | 5 | 9 | 45 | |
| CreditTranDetailsInfo.RevolvinLoanAct.LatestMonPerfmInfo.DueDateInfo | 循环贷截至日期信息 | 5 | 1 | 5 | |
| CreditTranDetailsInfo.RevolvinLoanAct.LatestMonPerfmInfo.FiveClass | 循环贷五级分类 | 5 | 7 | 35 | |
| CreditTranDetailsInfo.RevolvinLoanAct.LatestMonPerfmInfo.LastRepaymentDate | 循环贷最近一次还款日期 | 5 | 2 | 10 | |
| CreditTranDetailsInfo.RevolvinLoanAct.LatestMonPerfmInfo.NumCurrentOverduePeriods | 循环贷当前逾期期数 | 5 | 9 | 45 | |
| CreditTranDetailsInfo.RevolvinLoanAct.LatestMonPerfmInfo.Overdue31To60DaysWithoutRepaymentOfPrincipal | 循环贷逾期31-60天未还本金 | 5 | 8 | 40 | |
| CreditTranDetailsInfo.RevolvinLoanAct.LatestMonPerfmInfo.Overdue61To90DaysWithoutRepaymentOfPrincipal | 循环贷逾期61-90天未还本金 | 5 | 9 | 45 | |
| CreditTranDetailsInfo.RevolvinLoanAct.LatestMonPerfmInfo.Overdue91To180DaysWithoutRepaymentOfPrincipal | 循环贷逾期91-180天未还本金 | 5 | 9 | 45 | |
| CreditTranDetailsInfo.RevolvinLoanAct.LatestMonPerfmInfo.OverduePaymentOfMoreThan180Days | 循环贷逾期180天以上未还本金 | 5 | 10 | 50 | |
| CreditTranDetailsInfo.RevolvinLoanAct.LatestMonPerfmInfo.RemainingRepaymentPeriod | 循环贷剩余还款期数 | 5 | 3 | 15 | |
| CreditTranDetailsInfo.RevolvinLoanAct.LatestMonPerfmInfo.RepaymentDate | 循环贷还款日期 | 5 | 2 | 10 | |
| CreditTranDetailsInfo.RevolvinLoanAct.LatestMonPerfmInfo.ThisMonthShouldRepayment | 循环贷本月应还款金额 | 5 | 6 | 30 | |
| PublicInfo.HosFundPayRecord.CompanyPayProportion | 公积金单位缴存比例 | 5 | 3 | 15 | |
| PublicInfo.HosFundPayRecord.FirstPaymentMonth | 公积金首缴月份 | 5 | 2 | 10 | |
| PublicInfo.HosFundPayRecord.InfoUpdateDate | 公积金信息更新日期 | 5 | 1 | 5 | |
| PublicInfo.HosFundPayRecord.MonthPayDeposit | 公积金月缴存额 | 5 | 5 | 25 | |
| PublicInfo.HosFundPayRecord.No | 公积金缴费记录序号 | 5 | 1 | 5 | |
| PublicInfo.HosFundPayRecord.PayCompany | 公积金缴费单位 | 5 | 4 | 20 | |
| PublicInfo.HosFundPayRecord.PaymentDate | 公积金缴费日期 | 5 | 2 | 10 | |
| PublicInfo.HosFundPayRecord.PaymentLocation | 公积金缴费地 | 5 | 2 | 10 | |
| PublicInfo.HosFundPayRecord.PaymentStatus | 公积金缴费状态 | 5 | 6 | 30 | |
| PublicInfo.HosFundPayRecord.PayToMonth | 公积金缴至月份 | 5 | 2 | 10 | |
| PublicInfo.HosFundPayRecord.PersonPayProportion | 公积金个人缴存比例 | 5 | 3 | 15 | |
| QueryInfo.No | 查询记录序号 | 5 | 1 | 5 | |
| QueryInfo.QueryDate | 查询日期 | 5 | 2 | 10 | |
| QueryInfo.QueryOrg | 查询机构 | 5 | 4 | 20 | |
| QueryInfo.Reason | 查询原因 | 5 | 5 | 25 | |
| ReportHead.ReportIdentInfo.ReportId | 报告ID | 2025102016161348185490 | 10 | 1 | 10 |
| ReportHead.ReportIdentInfo.ReportTime | 报告时间 | 2025.10.2016:16:13 | 10 | 1 | 10 |
| ReportHead.ThisQueryReqInfo.QueryCertType | 被查询证件类型 | 身份证 | 10 | 2 | 20 |
| ReportHead.ThisQueryReqInfo.QueryCredNum | 被查询证件号码 | 321283199008202634 | 10 | 5 | 50 |
| ReportHead.ThisQueryReqInfo.QueryName | 被查询人姓名 | 黄伟 | 10 | 2 | 20 |
| ReportHead.ThisQueryReqInfo.QueryOrg | 查询机构 | 深圳市华通泰融资担保有限公司 | 10 | 2 | 20 |
| ReportHead.ThisQueryReqInfo.QueryReasonCode | 查询原因代码 | 担保资格审查 | 10 | 3 | 30 |
| ReportSumamry.CreditDefaultSumInfo.OverdueSummInfo.AccountNum | 账户数 | 5 | 4 | 20 | |
| ReportSumamry.CreditDefaultSumInfo.OverdueSummInfo.AccountType | 账户类型 | 5 | 4 | 20 | |
| ReportSumamry.CreditDefaultSumInfo.OverdueSummInfo.LongestOverdueMonths | 最长逾期月数 | 5 | 9 | 45 | |
| ReportSumamry.CreditDefaultSumInfo.OverdueSummInfo.MaxMonthlyTotalOverdue | 最高逾期总额 | 5 | 8 | 40 | |
| ReportSumamry.CreditDefaultSumInfo.OverdueSummInfo.No | 逾期信息序号 | 5 | 1 | 5 | |
| ReportSumamry.CreditDefaultSumInfo.OverdueSummInfo.NumMonth | 月份数 | 5 | 3 | 15 | |
| ReportSumamry.CreditTranAndDebtSummInfo.DebitCardAccountSummInfo.AccountNum | 贷记卡账户数 | 5 | 4 | 20 | |
| ReportSumamry.CreditTranAndDebtSummInfo.DebitCardAccountSummInfo.AuthorizationTotal | 贷记卡账户授信总额 | 5 | 8 | 40 | |
| ReportSumamry.CreditTranAndDebtSummInfo.DebitCardAccountSummInfo.AvgUsageQuotaLastSixMonth | 贷记卡账户最近6个月平均使用额度 | 5 | 6 | 30 | |
| ReportSumamry.CreditTranAndDebtSummInfo.DebitCardAccountSummInfo.MaxCreditSingleBank | 贷记卡账户单家行最高授信额 | 5 | 6 | 30 | |
| ReportSumamry.CreditTranAndDebtSummInfo.DebitCardAccountSummInfo.MinCreditSingleBank | 贷记卡账户单家行最低授信额 | 5 | 4 | 20 | |
| ReportSumamry.CreditTranAndDebtSummInfo.DebitCardAccountSummInfo.OrgNum | 贷记卡账户机构数 | 5 | 3 | 15 | |
| ReportSumamry.CreditTranAndDebtSummInfo.DebitCardAccountSummInfo.UsedQuota | 贷记卡账户已用额度 | 5 | 7 | 35 | |
| ReportSumamry.CreditTranAndDebtSummInfo.NonrevolvingLoanSummInfo.AccountNum | 非循环贷账户数 | 5 | 4 | 20 | |
| ReportSumamry.CreditTranAndDebtSummInfo.NonrevolvingLoanSummInfo.AuthorizationTotal | 非循环贷授信总额 | 5 | 7 | 35 | |
| ReportSumamry.CreditTranAndDebtSummInfo.NonrevolvingLoanSummInfo.AvgRepaymentLastSixMonth | 非循环贷最近6个月平均还款额 | 5 | 5 | 25 | |
| ReportSumamry.CreditTranAndDebtSummInfo.NonrevolvingLoanSummInfo.Balance | 非循环贷余额 | 5 | 7 | 35 | |
| ReportSumamry.CreditTranAndDebtSummInfo.NonrevolvingLoanSummInfo.OrgNum | 非循环贷机构数 | 5 | 3 | 15 | |
| ReportSumamry.CreditTranAndDebtSummInfo.RevolvingLoanAccountSummInfo.AccountNum | 循环贷账户数 | 6 | 10 | 3 | 30 |
| ReportSumamry.CreditTranAndDebtSummInfo.RevolvingLoanAccountSummInfo.AuthorizationTotal | 循环贷账户授信总额 | 56,900 | 10 | 7 | 70 |
| ReportSumamry.CreditTranAndDebtSummInfo.RevolvingLoanAccountSummInfo.AvgRepaymentLastSixMonth | 循环贷账户最近6个月平均还款额 | 2,677 | 10 | 5 | 50 |
| ReportSumamry.CreditTranAndDebtSummInfo.RevolvingLoanAccountSummInfo.Balance | 循环贷账户余额 | 54,177 | 10 | 7 | 70 |
| ReportSumamry.CreditTranAndDebtSummInfo.RevolvingLoanAccountSummInfo.OrgNum | 循环贷账户机构数 | 5 | 10 | 3 | 30 |
| ReportSumamry.CreditTranAndDebtSummInfo.RevolvingQuotaLoanSummInfo.AccountNum | 循环额度下分账户数 | 5 | 3 | 15 | |
| ReportSumamry.CreditTranAndDebtSummInfo.RevolvingQuotaLoanSummInfo.AuthorizationTotal | 循环额度下分账户授信总额 | 5 | 7 | 35 | |
| ReportSumamry.CreditTranAndDebtSummInfo.RevolvingQuotaLoanSummInfo.AvgRepaymentLastSixMonth | 循环额度下分账户最近6个月平均还款额 | 5 | 5 | 25 | |
| ReportSumamry.CreditTranAndDebtSummInfo.RevolvingQuotaLoanSummInfo.Balance | 循环额度下分账户余额 | 5 | 7 | 35 | |
| ReportSumamry.CreditTranAndDebtSummInfo.RevolvingQuotaLoanSummInfo.OrgNum | 循环额度下分账户机构数 | 5 | 3 | 15 | |
| ReportSumamry.CreditTranPromptInfo.AccountNum | 账户数 | 5 | 4 | 20 | |
| ReportSumamry.CreditTranPromptInfo.BusinessType | 业务类型 | 5 | 3 | 15 | |
| ReportSumamry.CreditTranPromptInfo.FirstBusinessReleaseMonth | 首次业务发放月份 | 5 | 2 | 10 | |
| ReportSumamry.CreditTranPromptInfo.No | 信贷交易提示序号 | 5 | 1 | 5 | |
| ReportSumamry.QueryRecordSummary.LastQueryRecordInfo.LastQueryDate | 最后查询日期 | 2025.10.09 | 10 | 2 | 20 |
| ReportSumamry.QueryRecordSummary.LastQueryRecordInfo.LastQueryOrg | 最后查询机构 | 小额贷款公司"ME" | 10 | 2 | 20 |
| ReportSumamry.QueryRecordSummary.LastQueryRecordInfo.LastQueryReason | 最后查询原因 | 贷款审批 | 10 | 3 | 30 |
| ReportSumamry.QueryRecordSummary.QueryRecordSummInfo.NumQueryCreditCardApprovalLastOneMonth | 最近1个月信用卡审批查询次数 | 0 | 10 | 4 | 40 |
| ReportSumamry.QueryRecordSummary.QueryRecordSummInfo.NumQueryGuaranteeQualificationReviewLastTwoYear | 最近2年担保资格审查查询次数 | 5 | 10 | 3 | 30 |
| ReportSumamry.QueryRecordSummary.QueryRecordSummInfo.NumQueryLoanApprovalLastOneMonth | 最近1个月贷款审批查询次数 | 1 | 9 | 6 | 54 |
| ReportSumamry.QueryRecordSummary.QueryRecordSummInfo.NumQueryOrgCreditCardApprovalLastOneMonth | 最近1个月信用卡审批查询机构数 | 0 | 10 | 4 | 40 |
| ReportSumamry.QueryRecordSummary.QueryRecordSummInfo.NumQueryOrgLoanApprovalLastOneMonth | 最近1个月贷款审批查询机构数 | 1 | 10 | 6 | 60 |
| ReportSumamry.QueryRecordSummary.QueryRecordSummInfo.NumQueryPostLoanManagementLastTwoYear | 最近2年贷后管理查询次数 | 26 | 10 | 2 | 20 |
| ReportSumamry.QueryRecordSummary.QueryRecordSummInfo.NumQuerySelfQueryLastOneMonth | 最近1个月本人查询次数 | 1 | 10 | 2 | 20 |